![]() Provides all risks coverage (except those specifically excluded in the policy) on buildings and broad named-peril coverage on personal property, and is the most common package written. ![]() (2) Based on the HO-3 homeowner package policy for owner-occupied dwellings, 1 to 4 family units. (1) Includes state funds, residual markets and some wind pools. *Insurance Information Institute calculations, based on ISO®, a Verisk Analytics® business, data for homeowners insurance claims from 2017-2021 (see table above).
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